4:43 AM Low cost debt solutions 'are out there'

Consumers struggling with unsustainable amounts of debt need not risk losing their assets and going into bankruptcy, as a reputable organisation can help work out a suitable solution to their problems, it has been claimed.

Michael Richardson, a financial follower of DebtBuster Loans, believes seeking professional help during times of economic difficulty is crucial in ensuring affairs are handled in the appropriate manner.

He claims low-cost solutions are available to consumers but enlisting the assistance of qualified persons is necessary to make sure the correct plan of action is put in place to stop people losing their home and possessions.

"There are a lot of opportunities but only a few professional or expert companies will give to their clients the right solution…it is better to find a solution from an expert or a specialised company than risk losing your assets and go into bankruptcy," Mr Richardson said.

According to DebtBuster Loans, bankruptcy need not be considered as an option because more suitable options are available such individual voluntary arrangements which can eliminate a large percentage of debt and organise the remainder into monthly payments over a five-year period.