The Goal: To help people who are in a dangerous debt situation to ethically and completely solve the problem so they can get back on their feet financially and flourish and prosper in life.
Who do we serve: We help those who are in over their heads with unsecured debt and have no workable way out. Typically, our clients are those who, due to a change in circumstances, (this could be the loss of a job, health problems or some other business situation) find it difficult or impossible to keep up with their obligations. They usually have been barely making minimum payments for some time and due to their circumstances are finding it increasingly difficult to continue to make minimum payments. They are often falling behind in their payments and could be at or near the point of bankruptcy.
What we do: We stop collection actions and negotiate with the creditor on behalf of our client to reduce, as much as possible, the amount of debt they owe. We negotiate mutually agreeable settlements based upon the client’s budget. The client pays the settlement as agreed and we assist with the process from beginning to end. Each settlement offer is made in writing by the creditor and agreed and signed by the client before it goes into effect.
What are the benefits: The client does not have to deal directly with the creditors any longer. For those clients being harassed by collectors the stress level comes down dramatically so the client can concentrate on making money and getting some enjoyment out of life. We actually settle debts at substantially reduced amounts and the settlements are paid off within the constraints of a workable budget for the client. Once all debt is settled and paid the client is now out of debt and can use their financial resources for something more productive.
0 comments:
Post a Comment